सावधान कॅन्सर पसरत आहे

Sonali Bendre diagnosed with metastatic cancer

सोनाली बेंद्रे ला कॅन्सर झाल्याचे कळले

, अशीच बातमी मनीषा कोईराला, लिसा रे, इरफान खान यांच्या बद्दल ऐकली.
कॅन्सर सारखे क्रिटिकल इलनेस कोणाला हि व कधीही होऊ शकतात. हे सगळे अक्टर्स USA / UK मध्ये जाऊन उपचार करू शकतात.

आपण यातून काही शिकणार आहोत का ?

तुम्ही कधी असा विचार केला आहे का ? कि समजा तुम्ही त्यांच्या जागी असतात तर काय केले असते ?

तुमच्या कडे हेल्थ इन्शुरन्स / मेडीक्लेम / क्रिटिकल इलनेस कव्हर आहे का ?

त्याचे किती कव्हर आहे ?
१ – २ लाख कव्हर आहे ?
की
५ – १० लाख पर्यंत कव्हर आहे ?

कारण हे सगळे क्रिटिकल इलनेस चे पॅकेजेस मुळी ३ – ४ लाख पासून सुरु होतात.

 

आपण परदेशात उपचार करून घेऊ शकतो का ?

 

 

सोनाली ची बातामी वाचून वाईट तर वाटलं, पण यातून जर आपण काही शिकलो, व ते अमलात आणले तर खरे.

 

 

शेवटी पुढच्याला ठेच, मागचा शहाणा…..नाही तर आहेच आपला येरे माझ्या मागल्या….

 

…

हेल्थ इन्शुरन्स / मेडीक्लेम, क्रिटिकल इलनेस इन्शुरन्स माहिती साठी नक्की संपर्क करा.

कौस्तुभ देवळे

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Herd Mentality Bias

An investor believes that his
acquaintances, relatives, friends, colleagues, neighbours etc may have better information than him, and that leads him to follow them.

Such choices may be justified by short-term performance, but often lead to bubbles and crashes in the long run.

Small investors keep watching other participants for confirmation, and then end up entering when the markets are over heated and poised for correction.

Kaustubh Deole

Tips for Wealth Creation

Investors should use:

Banks for short term cash management.

Insurance to cover the risks.

Gold to hedge the currency (i.e. Rupee).

Real Estate for consumption (Residence) or regular income (rent).

Capital Market to create long term wealth.

Unfortunately, it happens otherwise.
People tend to use:

Banks & Insurance for investments,

Gold (jewellery) for consumption ,

Real Estate for long term wealth creation, &

Capital Market for speculation and short term gain.

Needless to say, why they fail to create wealth!

Why Investment Planning?

Goal Based Investing is indeed the way forward.

Its more about your objectives to achieve, age, risk profile & time.

Investing in traditional asset class will affect your objectives. The example is shown in the image.

Kaustubh Deole

Your Real Investments

This is an another example of investments of similar nature.

For an investor, the right instrument makes a great difference over other.

Kaustubh Deole

How to Retire Peacefully?

We all invest for some objective, but are the investment baskets the right avenue to invest?

Will it yield the required corpus in a particular time frame?

The image is based on true & live story of the happenings around.

I pray this should not be your case.

Educate yourself while Investing.

Keep right approach while Investing & stick to it.

Kaustubh Deole

Success

Don’t run behind Money.

Invest & Have Patience.

Patience indeed does wonders.

Kaustubh Deole

Loss Aversion Biases

I find that some people are married longer to their stocks than their spouses. 😂😅😛

This is nothing but loss aversion bias.

People generally are reluctant to book their losses and keep holding the stocks in the hope to recover their cost price. And worse, few even average out the falling knives.

For an Investor, it is very important to accept the mistakes, learn from them and to move on.

It is far better to pay premium for excellence than to enjoy discount for average.

Kaustubh Deole

Our Behaviour

Our Behaviour towards Life, makes a lot of difference while Investing.

Investing Today & Investing Later are different scenarios.

Time Value of Money never stops for any one.

Change your behaviour early.

Untill then, enjoy with today’s image.

Kaustubh Deole