#Metoo

Let’s start a Positive #MeToo for Investing

Have you invested your Savings? #MeToo

Have you invested for the Long Term? #MeToo

Have you done your Asset Allocation? #MeToo

Have you invested in Equities? #MeToo

Have you invested via Mutual Funds? #MeToo

Have you started an SIP? #MeToo

Finally
Have you consulted a Financial Planner for all of this? #MeToo

And if any of the above replies are in the negative

God will help you!

#kaustubhdeole

#theequitylearners

#artharthifinancialservices

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Smart Money Management for your kids

The more time you give to your children, the better they grow;

The more time you give to your Money, the better they grow.

  • Open a Savings A/c on your child’s name. Guide him how to save money he receives on birthday or any other occasion in his savings account.
  • Make him understand the difference between Saving & Investing.
  • Don’t take your child along with you in ATM to withdraw money as they might mistaken that they will get money whenever required.
  • Make them understand the educational expenses you are paying on monthly or early basis.
  • Ask them to write / maintain the monthly household expenses book.
  • Invite them to hear the financial discussions, they cannot express their views but can logically think on it.
  • Make them understand why the loans has been taken for Home, Car or Education, the breakup of EMI’s, Prinicipal & Interest.
  • Visit an orphanage & donate some with your child through which he will understand the things he uses are not available to them.
  • You have started the Journey of becoming a Smart Investor, its your duty to train your child to become a smart investor by teaching him about financial literacy, products like mutual funds, stocks etc.

Financial Literacy is need of the hour, moreover staying happy in any situation & changing the view towards Money is required.

Happy Children’s Day

#kaustubhdeole, #artharthifinancialservices, #theequitylearners

Thugs of Investor’s Money

People fail to believe or have trust.

We, the people, make same mistakes again and again, yet never learn from it.

Why do people take undue advantage of us?

Any Guesses…..Because we give them the sole right to take from us.

Have a look at these headlines & try to understand our behavior.

Sanskar Investor Scam – 100 Crs

Saiprasad Group of Companies Fraud – 4000 Crs

Maple Group fraud – 400 Crs

Q-Net Multi Level Scam – 2 Crs

Janata Sahakari Co-operative Bank Fraud – 5 Cr

Defence Personnel Co-operative Hsg Society Scam – 3500 Crs

The Royal Twinkle Star Club & Citrus Check Inns Scam – Over 8000 Crs

DSK Scam – 2043 Crs

Rose Plotting Scam – 400 Crs

Amit Bharadwaj’s Bitcoin Ponzi Scheme – 2000 Crs

Rs. 20000 Crs Scam in Pune in 5 yrs

Recent News:-

A Dombivli Jeweller duped people of 15 Crs

According to Financial Stability Report released by RBI on June 26 says, In 2018, there are more than 6000 registered fraud cases amounting to losses of more than 30000 Crs.

In my understanding, people are growing impatient & lack three important virtues of investing – Contentment, Pragmatism & Contemplation.

Contemplation states that Blindly chasing investments for Windfall Returns has its pitfalls.

In current market situation, not a single entity or person can assure or guarantee you extra-ordinary returns.

Patience is a good virtue.

Please remember the fact:

Great Returns / Success is derived from Long Term Patience, Contentment, Pragmatism & Contemplation.

#kaustubhdeole

#theequitylearners

#artharthifinancialservices

#learningneverstops

Do you Really want to get Rich / Wealthy?

Ask Yourself – “Do you Really want to get rich / wealthy”?

Is it on your priority list OR are you happy going through life living salary to salary and retiring at 58 and then wondering how to spend the next 20/30/40 years of your life?

Not many people are cut out to create wealth. In fact most people do not.

How much time do you spend each day thinking about it?

What?

You don’t even think about financial independence once a day and you expect to get there in your 40s?

Forget about it.

You think you CANNOT resist spending Rs. 200,000 on that bike that you are dreaming off or on a car costing Rs. 12,00,000 when you have not thought about Investing for Financial Independence?

Forget financial independence in your 40s, after all you do not want it as badly as you want your car or house, do you?

Likewise, what are you willing to sacrifice to build your Retirement corpus? It takes some sacrifice, and the longer you delay that sacrifice, the larger the sacrifice becomes.

If you are 33 yrs, and not yet set up any SIP for retirement, and all your money is in Bank FD, Real Estate, ULIPS, LIC etc, kiss your early retirement / wealth creation dreams a Happy Goodbye.

Cost of Delay:-

The longer you delay the lesser the chances of you being able to create any wealth.

The longer you delay, the lesser retirement corpus.

The longer you delay, the longer you have to work.

The longer you delay, higher chance of you working forcefully even if your health doesn’t support.

The longer you delay, the sooner your happy retirement dreams will fade away.

#theequitylearners

#artharthifinancialservices

P.S- Interested people can contact us for Financial Independence Program.